Terms and Conditions

1. Acceptance of Terms

By accessing and using the website of The Davangere Harihar Urban Sahakara Bank Niyamitha ("DHUSBN", "we", "our", or "us") at www.dhusbn.in, you agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, please do not use our website or online services.

2. Use of the Website

The content provided on this website is for general information and banking purposes only. You agree to use the website only for lawful purposes and in a manner that does not infringe the rights of, restrict, or inhibit the use and enjoyment of this site by any third party.

You strictly shall not:

• Attempt to gain unauthorized access to our banking systems, servers, or networks.
• Use the website in any way that causes, or may cause, damage to the website or impairment of the availability or accessibility of DHUSBN's services.
• Use the website to copy, store, host, transmit, send, use, publish, or distribute any material which consists of (or is linked to) any spyware, computer virus, Trojan horse, or other malicious computer software.

3. Account Responsibilities

If you use our digital or internet banking services, you are fully responsible for maintaining the confidentiality of your account credentials, including your user ID, passwords, and PINs. You agree to accept responsibility for all activities that occur under your account. DHUSBN will never ask for your password or PIN via email or phone call. You must immediately notify the Bank of any unauthorized use of your account.

4. Intellectual Property Rights

Unless otherwise stated, DHUSBN owns the intellectual property rights in the website and material on the website, including all text, graphics, logos, images, and software. You may view, download for caching purposes only, and print pages for your own personal use, subject to the restrictions set out below and elsewhere in these terms and conditions.

5. Disclaimer of Warranties

While we endeavor to ensure that the information on this website is correct, we do not warrant its completeness or accuracy; nor do we commit to ensuring that the website remains available or that the material on the website is kept up to date. The services and information are provided on an "as is" and "as available" basis without any representations or warranties, express or implied.

6. Limitation of Liability

To the maximum extent permitted by applicable law, DHUSBN shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses, resulting from (i) your access to or use of or inability to access or use the website; (ii) any unauthorized access to or use of our secure servers and/or any and all personal information stored therein.

7. Third-Party Links

Our website may contain links to third-party web sites or services that are not owned or controlled by DHUSBN. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You further acknowledge and agree that DHUSBN shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of such content or services.

8. Modifications to Terms

DHUSBN reserves the right to revise these Terms and Conditions at any time without prior notice. By using this website, you are agreeing to be bound by the then-current version of these Terms and Conditions. We recommend checking this page periodically for updates.

9. Governing Law and Jurisdiction

These Terms and Conditions will be governed by and construed in accordance with the laws of India, and any disputes relating to these terms and conditions will be subject to the exclusive jurisdiction of the courts of Davangere, Karnataka.

10. Contact Information

If you have any queries regarding these Terms and Conditions, please reach out to us at: