Loans & Advances
Housing Loan
Turn your dream home into reality. Whether you are purchasing a flat, constructing a house, or renovating, our housing loans make it affordable.
A Foundation of Trust
We understand that buying a home is your biggest life milestone. Our dedicated team ensures a transparent legal verification process and timely disbursements according to your construction stages.
High Loan Amount
Get up to 85% financing of the property value.
Long Tenures
Comfortable repayment options up to 20 years.
Required Documents
Please keep the following KYC documents ready for a smooth account opening process.
Applicant KYC & Income
- PAN & Aadhaar Card
- Last 3 months Salary Slips / 3 years ITR
- Last 6 months Bank Statement
- Passport Size Photos
Property Documents
- Sale Deed / Agreement to Sale
- Approved Building Plan
- Latest Tax Paid Receipt
- Encumbrance Certificate (EC) for 15 years
Note: A legal opinion from our bank's empanelled advocate and a valuation report from our approved engineer are mandatory.
Ready to apply for your Housing Loan?
Visit your nearest DHUSBN branch today with the required documents for fast processing and quick disbursal.